Same Low Rate with a 5% deposit

With Lenders Mortgage Insurance (LMI), you can borrow up to 95%* and get the same rate, no matter your LVR. Don't wait years for a discount.

Variable

Owner-occupied
Principal & Interest

3.83
%p.a
Interest rate
4.49
%p.a
Comparison rate

  • Check
    No hidden fees
  • Check
    Personalised approvals
  • Check
    10% and 5% deposits available*
  • Check
    Unlimited repayments
  • Check
    Mobile Application? New
  • Check
    up to 30 years loan term
J

John Smith

Working with Platinum Package Home Loans was a breeze! We got approved with just a 5% deposit and the interest rate was fantastic. The personalised service made all the difference.

May 10, 2025

E

Emma Johnson

As first home buyers, we were nervous about the whole process. The team at Platinum made everything so simple and got us a great rate even with our small deposit.

April 28, 2025

M

Michael Wong

I've used many mortgage brokers over the years, but none have matched the service level of Platinum Package. Their mobile app makes managing my loan so convenient!

April 15, 2025

Variable

Owner-occupied
Principal & Interest

3.83
%p.a
Interest rate
4.49
%p.a
Comparison rate

  • CheckNo hidden fees
  • CheckPersonalised approvals
  • Check10% and 5% deposits available*
  • CheckUnlimited repayments
  • Check Mobile Application? New
  • Checkup to 30 years loan term

Fixed 2 Years

Owner-occupied
Principal & Interest

3.83
%p.a
Interest rate
4.49
%p.a
Comparison rate

  • CheckNo hidden fees
  • CheckPersonalised approvals
  • Check10% and 5% deposits available*
  • CheckUnlimited repayments
  • Check Mobile Application? New
  • Checkup to 30 years loan term

Platinum Calculators

Estimate My Repayments

See what your monthly repayments could look like before you apply.

Repayments Calculator

Borrowing Power

Estimate of how much you could borrow based on your income.

Borrowing Calculator

Refinancing

Compare your current loan to what’s out there, and find savings.

Refinancing Calculator

Stamp Duty

Compare your current loan to what’s out there, and find savings.

Stamp Duty Calculator

Want a Full Picture including LVR?

Book a free 1 on 1 session and we’ll walk you through personally.

Legal Information about Platinum Rates

The rates displayed on this website are current as of the date shown and are subject to change without notice. All applications are subject to credit approval and lending criteria. Fees, charges, and terms and conditions may apply. The actual rate offered may differ depending on individual circumstances, loan amount, and purpose.

Disclaimer

Different terms, fees or other loan amounts might result in a different comparison rate.

Corporate Credit Representative

Platinum Package Home Loans Pty Ltd is a Corporate credit representative number 483232 of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)